Insurances
Landlords Buildings & Contents Insurance
Buildings Insurance covers the structure of the property and any permanent fixtures and fittings, such as kitchen units and bathroom suites, as well as garages and outbuildings, against insured perils such as fire, lightening, explosion, earthquake, malicious damage, storm or flood, theft, subsidence, and breakage of glass or sanitary ware. £10,000 contents cover is included as standard with buildings insurance, with the option to top it up if required.
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Tenants Contents Insurance
This covers household goods, personal property, valuables and pedal cycles in your home, plus any landlord’s business contents that you are specifically responsible for under your tenancy agreement against insured perils such as fire, lightening, explosion, earthquake, malicious damage, storm or flood, theft, subsidence and breakage of glass. Cover can be arranged (subject to a full quotation), and accidental damage and/or personal possessions cover can be added for an additional premium.
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Tenants Liability Insurance
This insurance policy covers tenants against accidental damage to a Landlords fixtures and fittings, for which they are responsible under their assured short hold tenancy agreement (AST). Cover available for £5,000 and £10,000 to suit individual needs. A Tenants Liability policy can be purchased as a standalone product to cover the requirements of the tenancy.
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These products are provided by our sister company Paragon Advance.